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特に、債務整理の場合、事務員だけが対応する事務所、依頼後に弁護士が対応してくれない、などの問題が出ることもあるようです。 個人再生とは、裁判所に申し立てて元金を含め借金を大きく減額する法的手続きです。減額後も残りの借金返済が必要です�